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As soon as you announce you're ready to purchase a home, everyone around you will have some advice to share. Since a lot of the advice you get won't be great, weed out the bad advice using these tips.

Bad Home Buying Advice You Shouldn't Listen To

When buying your first home, the whole process can be overwhelming. In most cases, your friends and family will have tons of advice to share with you to make the process easier. As well-meaning as they are, some of their advice may not be the best. To help you decide what advice to ignore, check out this list of bad homebuying advice.

Buy the Biggest House You Can Afford

As great as a huge home sounds, this isn't always the best option. With that in mind, just because you can afford a huge home doesn't mean you should buy one. Yes, a huge yard looks great but it can also be very hard to maintain and the price of maintenance tasks can really add up. The same goes for inside the home. Having tons of unused space in your home may not sound like a huge deal, but think about how much more you'll end up spending when cooling or heating your home. Unless you have plans to grow your family or move your business into your home, go for an option that makes sense for the amount of space you and your family need.

Don't Use an Agent

Buying a home can be very pricey, so it makes sense that you're trying to save money where you can. Because of this, you may think that a buyer's agent is a luxury you shouldn't spend on. In reality, an agent can make the home buying process much easier and can help you save valuable time and money. Since agents are well connected, they can help you find more home options that fit your budget faster than you ever could on your own. In fact, they may learn about homes before they're even listed, giving you a leg up on the competition. On top of this, an agent can help you with the technical side of it all, including legal paperwork and making an offer.

Start With a Lowball Offer

Everyone is trying to get the best deal possible, so it makes sense that many buyers think to start with a lowball offer. Your offer may not be serious and you may be planning to offer more as you start to negotiate with the seller, but this may not happen. A lowball offer can be seen as offensive and the seller may think you're not serious about purchasing their home at a fair price. If this is the case, they may discount your offer completely and not want to do business with you at all. If the home has gotten other offers, your lowball offer will certainly not get any attention. When you're ready to purchase your first home, be sure title insurance in Fort Myers is included in your deal. There are tons of benefits you can reap with title insurance, so there's no reason to try and get out of it. To learn more about these benefits, contact Schutt Law at (239) 540-7007.

Skip the Home Inspection

If anyone advises you to skip the home inspection, definitely don't listen to their advice. Yes, a home inspection can cost you, but if the home isn't in the condition the seller claims then it can actually save you from making a bad purchase. A home can look perfect but be hiding tons of issues just beyond its aesthetic appearance. A home inspection will bring these issues to light. You can get estimates for repairs and decide if the home is still worth what you'll be paying. You can even use the inspection results to negotiate further with the seller. They may be willing to take care of some of the repairs or even lower the price of the home.

You Don't Need Title Insurance

When buying a home, title insurance is an absolute must. When you get a title insurance policy, a title search will be run just to make sure there are no clouds in the title. If there aren't any issues, then you'll feel more at ease moving into the new home. The best part is that with a one-time payment, your title insurance will continue to protect your rights to ownership even if any issues come up years down the line. As long as you continue to be the owner, your policy will protect your financial investment.

Get Title Insurance in Fort Myers

Before you close on your new home, be sure you have title insurance in Fort Myers protecting your investment. To get your title search started, contact the experts at Schutt Law. Give them a call at (239) 540-7007 to learn more.